Francis Duffy

Sales Representative

Regents New England Real Estate

Mobile:
603-348-0462
Email Me
Francis Duffy

Francis Duffy

Sales Representative

Mobile:
603-348-0462
Email Me

Growing up in the heart of the Connecticut River Valley, Francis Duffy learned early the value of community, hard work, and integrity. A current Grafton County resident, he graduated from Woodsville High School before continuing his education at Lyndon State College, earning a degree in Business Administration and Finance in 1998. That foundation in business and financial strategy would become the backbone of a real estate career defined by insight, adaptability, and long‑term success.

Francis began his professional journey in Fairlee, Vermont, where he discovered not only a passion for real estate, but a natural ability to guide clients through complex decisions with clarity and confidence. His talent and ambition soon led him to Beacon Hill in Boston, Massachusetts — one of the most competitive and historically rich real estate markets in the country. Over several decades, Francis built a reputation as a trusted expert in both commercial and residential real estate, successfully representing buildings, warehouses, office properties, apartment buildings, condominiums, single‑family homes, and luxury estates.

His approach has always been rooted in understanding people as much as properties. By listening deeply, anticipating needs, and communicating with precision, Francis consistently creates outcomes that feel seamless and empowering for his clients. This people‑first philosophy, combined with decades of hands‑on experience, has made him a respected figure among investors, homeowners, and industry peers alike.

When the COVID‑19 pandemic reshaped the world, Francis found himself drawn back to the place where his journey began — the Connecticut River Valley. Returning home wasn’t just a change of scenery; it was a reconnection to the community that shaped him. With renewed purpose, he committed himself to giving back through the very expertise he had spent a lifetime building.

Area Covered: New Hampshire, Vermont, Maine, Massachusetts, Connecticut, Rhode Island and Florida
Toby VieiraToby Vieira

Toby Vieira

Sales Representative

Mobile:
617-710-8142
Email Me

Toby Vieira is a seasoned real estate professional with more than 25 years of experience in both commercial and residential markets. Born in Portugal, Toby immigrated to the United States with his family at a young age. The Vieiras embraced their new home, becoming U.S. citizens while Toby was still a boy — a formative experience that instilled in him a strong work ethic, resilience, and deep appreciation for community.

Toby pursued his education with determination. He attended Wentworth Institute of Technology, where he earned a degree in Finance. He further advanced his expertise by completing a master’s degree at Columbia University. Equipped with a solid foundation in financial principles, Toby launched his professional career in the world of finance.

He spent over a decade as a top analyst at J.P. Morgan, where his keen analytical skills and commitment to excellence distinguished him among his peers. Toby’s success in the financial sector continued when he joined the Commercial Real Estate Accounting division at Morgan Stanley. It was during this time that he discovered his passion for real estate — a field where his financial acumen and interpersonal strengths naturally converged.

Driven by his entrepreneurial spirit, Toby transitioned into real estate full-time. Over the past 25+ years, he has built a successful career helping clients navigate complex commercial and residential real estate transactions. His depth of knowledge, strategic insight, and client-first approach have earned him a reputation for integrity and outstanding results.

More than a decade ago, Toby returned to the Upper Connecticut Valley region to care for his aging parents, choosing to make Woodsville, New Hampshire his home. Today, he continues to serve the community with the same dedication that has defined his life and career — bringing expertise, compassion, and professionalism to every seller and buyer he represents.

Toby Vieira’s journey from immigrant to trusted real estate advisor exemplifies the power of perseverance, lifelong learning, and a commitment to serving others.

 

Education: Columbia University
Francis Duffy

Francis Duffy

Sales Representative

Regents New England Real Estate

Mobile:
603-348-0462
Email Me

BUYERS: House Hunting Checklist

 

Home Location: _____________________________________________________
Address: ____________________________________________________________
Asking Price: ________________________________________________________
Annual Property Taxes: ______________________________________________
Mortgage Terms: ____________________________________________________
Zoning Restrictions (ask the REALTOR®): _______________________________

The Home’s Exterior

Lot Details

  • Lot size/shape: __________________
  • Landscaping condition: good/moderate/poor
  • Position of home on lot (compass directions):______________
  • Driveway: private/shared
  • General lot condition: good/moderate/poor
  • Front yard: sm/med/lg
  • Side yard: sm/med/lg
  • Rear yard: sm/med/lg
  • Mature trees, shrubs, etc: yes/no
  • Curb appeal: good/moderate/poor
  • Condition of walkways: good/moderate/poor

Structure Details

  • Number of stories: 1/2/3/4
  • Type of home: _________________
  • Siding: brick/brick veneer/wood/aluminum/combination
  • Condition of siding & paint: good/moderate/poor
  • Garage: attached/detached/one-car/two-car
  • Parking: uncovered/one paid space/ two paid spaces
  • Front porch: covered/enclosed
  • Fenced front yard: yes/no
  • Fenced backyard: yes/no
  • Eaves troughs and downspouts: good/moderate/poor
  • Patio/deck: good/moderate/poor
  • Swimming pool: above/below/indoor/outdoor/none
  • General pool condition: good/moderate/poor
  • Storage shed: yes/no
  • Type of roof: _________________
  • General roof condition: good/moderate/poor
  • Recent roof repairs: yes/no
  • Repair Receipts: yes/no
  • Roof Age: ____________
  • Type of foundation: raised well above ground/visible cracks

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The Home’s Interior

Doors & Windows

  • Windows: single pane/thermopane
  • General window condition: good/moderate/poor
  • Door locks/latches work: yes/no

Kitchen

  • General size/colours: __________________
  • Eat-in area: yes/no
  • Cooking food/prep island: yes/no
  • Sufficient cupboard space: yes/no
  • Sufficient counter space: yes/no
  • Countertop type/condition: __________________
  • Floor type/condition: _____________________
  • Pantry: yes/no
  • Sink: single/double
  • Appliances included: yes/no
  • General appliance condition: good/moderate/poor

Family/Living Room

  • Fireplace: yes/no
  • Living room floor type/condition: __________________
  • Separate dining room: yes/no
  • Dining room floor type/condition: ___________________

Other Home Details

  • Square footage: ____________
  • Foyer closet: yes/no
  • Soundproof & fireproof shared walls: yes/no

Bathrooms

  • No. of Bathrooms: _______
  • Ensuite bathroom: yes/no
  • Floor type/condition: ___________

Bedrooms

  • No. of Bedrooms: _______
  • Floor type/condition: _____________
  • Closets: yes/no

Basement

  • Adequate headroom: yes/no
  • Finished: yes/no
  • Door to outside: yes/no
  • Utility area (laundry): yes/no
  • Storage areas: yes/no
  • Cracks in walls/floor: yes/no
  • Drained or sump pump: ____________
  • Evidence of flood/moisture: yes/no
  • Recent renovations: yes/no
  • General condition: ____________

Electrical System

  • General condition: __________
  • Sufficient outlets: yes/no
  • Amperage: __________
  • Switches: fuses/circuit breakers
  • Wiring: aluminum/copper wiring
  • Meets current codes: yes/no

Plumbing

  • Copper pipes: yes/no
  • Signs of leaks: yes/no
  • Recent repairs: yes/no
  • Age: ________
  • Meets current codes: yes/no

Water Service

  • Source: city/well
  • Well: dug/drilled
  • Does well ever run dry: yes/no
  • Capacity: ______
  • Age of pump: _____
  • Size of feeder line from well to house: ________
  • Water agreement: yes/no
  • Water quality tested for potability: yes/no

Sewage/Septic System

  • Type: sewage/septic
  • Where’s septic field: _______
  • Holding tank & system recently checked: yes/no

Heating

  • Type: oil/gas/electric/steam/baseboard/heat pump/combination
  • Age: _____
  • Output: _____
  • Recent repairs: ______

Air Conditioning

  • Type: window/central
  • Age: _____
  • Size: ______
  • Recent repairs: _______

Hot Water Heater

  • Contract: leased/owned
  • Type: gas/electric
  • No. of gallons: _______
  • Efficiency: ________
  • Age: ________

Insulation:

  • Type: ______
  • Rating: _______
  • Asbestos or UFFI: yes/no

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Community

Check all that apply. Close to:

  • Schools
  • City services (fire/police/hospital)
  • Medical (doctor, dentist)
  • Shopping (grocery, pharmacy)
  • Parks
  • Playgrounds
  • Day care
  • Recreation/community centre
  • Public swimming pool
  • Public tennis courts
  • Golf course
  • Skating arena
  • Hockey arena
  • Restaurants
  • Gas station
  • Theatres
  • Public library
  • Major roads/highways
  • Places of worship
  • Possible problems: train tracks/congestion/on busy or noisy main road

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Local Neighborhood

Check all that apply:

  • Urban/suburban/rural
  • Older/newer
  • Type of homes: ________
  • Age group of homeowners: __________
  • Quiet streets
  • Adequate street lights
  • Visible power/telephone lines
  • Well-cared for homes/yards
  • Sidewalks
  • General condition:
  • Space between homes
  • Adequate street parking/overnight parking restrictions
  • Possible problems: poorly maintained roads

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Have Questions?

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Call Francis:603-348-0462

   

Call Toby:617-710-8142

   

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Growing up in the heart of the Connecticut River Valley, Francis Duffy learned early the value of community, hard work, and integrity. A current Grafton County resident, he graduated from Woodsville High School before continuing his education at Lyndon State College, earning a degree in Business Administration and Finance in 1998. That foundation in business and financial strategy would become the backbone of a real estate career defined by insight, adaptability, and long‑term success.

Francis began his professional journey in Fairlee, Vermont, where he discovered not only a passion for real estate, but a natural ability to guide clients through complex decisions with clarity and confidence. His talent and ambition soon led him to Beacon Hill in Boston, Massachusetts — one of the most competitive and historically rich real estate markets in the country. Over several decades, Francis built a reputation as a trusted expert in both commercial and residential real estate, successfully representing buildings, warehouses, office properties, apartment buildings, condominiums, single‑family homes, and luxury estates.

His approach has always been rooted in understanding people as much as properties. By listening deeply, anticipating needs, and communicating with precision, Francis consistently creates outcomes that feel seamless and empowering for his clients. This people‑first philosophy, combined with decades of hands‑on experience, has made him a respected figure among investors, homeowners, and industry peers alike.

When the COVID‑19 pandemic reshaped the world, Francis found himself drawn back to the place where his journey began — the Connecticut River Valley. Returning home wasn’t just a change of scenery; it was a reconnection to the community that shaped him. With renewed purpose, he committed himself to giving back through the very expertise he had spent a lifetime building.

Area Covered: New Hampshire, Vermont, Maine, Massachusetts, Connecticut, Rhode Island and Florida